Financial Planning

Financial planning is an ongoing process that will reduce your stress about money, that will support your current needs and help you build a nest egg for your long-term goals, like retirement.

Financial planning is important because it allows you to make the most of your assets, and helps to ensure that you meet your future goals as accurately as a spreadsheet driven approach can be.

• Insurance Planning - 
  Insurance planning is a vital component of your comprehensive financial plan -- to include evaluating risks and determining the proper insurance coverage to navigate those risks.
  The chances of recovering partly or fully are assured by having the proper mix of insurance coverages. Within a short amount of time using the "AweSum!" System, you can build a solid position on what it means to be adequately covered.
  
  
• Investment Advice - 
  Use "AweSum!" to create and maintain the documentation you will need to approach an Investment Advisor -- where you put this in writing and physically mail it out -- as one of your first steps. There appears to be an Investment Advisor officed in nearly every sizable strip mall in America.
  
  Putting your investment correspondence on paper is what these people do. Everyone gets mail but how many of us simply pick up the phone? You can too. But know this: Certain business people have stated that a phone call is treated as if it never happened. Documentiary evidence can be your strong suit once you put to use all of the writing templates available in "AweSum!" to help you choose a financial advisor such as Edward Jones. Each stage of your life is an opportunity for a new chapter that you get to write. Whatever your next chapter looks like, "AweSum!" can be there to start you out and back you up. Hit the ground running with actionable plans and personalized strategies unique to your financial story right at home where you can think things through and compare your options.

   

• Accounting Practices - 
  Imagine the day when you sit down with your two essential professionals on your financial team. As you are sitting with your financial advisor and your accountant you realize they are blown away by how well prepared you are. Some financial advisors have in-house tax specialists, but at other times, it's up to you the client to find your own accountant. But now that you can easily pop into your accounting applets inside "AweSum!" and put together amazing documentation (and seemingly endless numbers) that helps you balance it all out to make ends meet.
  
  

• Auditing Yourselves - 
  Think of your annual financial audit as your DIY genius at work:

  Examinng your spending and savings habits, your financial goals, your investments and your budget, and figuring out what you can massage into place to stay on track or even get ahead in the twelve months of the coming year is where you begin when your powertools are sitting at your fingertips. Use your history to approve of your future. 

  Brake things down into your five-step DIY financial audit. Read up on Jennifer E. Meyers, a certified financial planner and president of SageVest Wealth Management in McLean, Virginia.

  Together, we’ll help put your finances in order before the seasons change. One of the best things to remember as you are doing your DIY audit is that your savings is virtually synonomous to a long-distance run that requires commitment and endurance versus a simple sprint to your mailbox on a rainy day.
  
  

• Making an Interactive Budgeting Habit - 
  

  Before "AweSum!" gets built in to your new home or carefully built in to your remodeling project, you'll have to go ahead and explore the plethora of budgeting apps, software and other tools right there through your device. There are scads of tools for budgeting. We can imagine you'll reach your wits end as you explore and compare budgeting apps and tools -- clamouring to find what works best for your budgeting style while keeping all your vital knowledge secured on a hopefully trustworthy piece of externally governed info-tech..

  For example, Mint's digital app syncs up with your bank and credit accounts to track spending and help you meet goals. For a simple, interactive online budget spreadsheet, check out PearBudget. Some people are using Google Spreadsheets but that certainly gives big tech all their inroads to ascertaining who you are in today's world.
  
  Still wa have some people who are totally comfortable with staying offline and using the "envelope method" to monitor their cash by dividing their piles into separate paper envelopes, each earmarked for a certain spending category. Most of these people reason that there are too many digital online techniques where these all come with the concern of you ending up not actually owning your own data.
  
  And, of course, there's always your trusty Excel spreadsheet, where you can log income and note spending. "AweSum!" solves all of that and best yet, "AweSum!" creates itself for you as you get started in your Work Area by making a new project.